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Microenterprises are projects or businesses in the fields of trading, manufacturing, services and dairy farming that lead to livelihood improvement and income generation. These businesses are undertaken by micro-entrepreneurs who are either self-employed or employ few individuals.

Telenor Microfinance Bank strives to make the underprivileged sector prosperous by providing customer-centric financial services. To continue to this philosophy, Telenor Bank has designed Microenterprise Lending to economically uplift this sector.

1 ) MSME Sarmaya Qarza (Gold Backed Financing)

Benefits and Features EMI Loan

2) MSME Sarmaya Qarza Plus (Gold Backed Financing)

Benefits and Features EMI Loan

3) Unsecured Loans

Benefits and Features EMI Loan

Basic Documentation

  • Digital Loan Application Form
  • CNIC of Borrower
  • CNIC of guarantor (if applicable) – only for Unsecured variant
  • Valid Shroff Certificate (if applicable)
  • Proof of Business existence/ownership
  • Copy of utility bills to verify the business address.

*Terms and Conditions Apply